A/R Financing & Factoring
We offer substantial funding capacity and the most competitive
rates in the market. That's because our Invoice Purchasing/Discount Factoring group
is part of the larger Loan Village family with direct access to
the capital markets. As a result, we always have funds available
when it's time for you to sell your invoices and you know you are
getting the best pricing available.
Monthly Invoice Amounts: $10,000
to $10 million
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| Benefits of Invoice Purchasing/Discount Factoring
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- Funding for businesses that
have been turned down by conventional lenders.
- Immediate cash upon submitting
a qualified invoice, allowing you to meet payroll,
purchase inventory, or take advantage of early
payment discounts from your vendors.
- Funding that keeps pace
with sales growth, even through seasonal peaks.
- Convenient collections service,
allowing you to devote your time and resources
to making sales and running your business.
- Improved receivables collection
rate because we review the credit quality of
your customers and we help collect your invoices.
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| Funding Purposes |
- Capital to support rapidly
growing companies
- Working capital to support
business growth and meet seasonal or cyclical
financing needs
- Restructuring and turnaround
situations, including bankruptcy
- Acquisitions
- Leveraged buy-outs
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| Typical Clients |
| We provide Invoice Purchasing/Discount
Factoring to small and middle market companies
throughout
the United States in a broad range of industries,
including manufacturing, wholesale / distribution,
and selected service business that generate accounts
receivables. |
| How It Works |
- You submit an application
along with details on your accounts receivable.
- We respond with preliminary
approval in 24 hours.
- Our due-diligence team analyzes
your receivables.
- You receive up to 85% of your
invoice immediately instead of waiting weeks
or months for payment.
- Your customers pay invoices
directly to Loan Village, and we work to ensure
timely payment.
- The remaining amount of the
invoice, less Loan Village’s discount
fee, is remitted to you when your customer pays
the invoice.
- Your personalized loan management
team – an Account Executive and an Analyst – serve
as your partner and advocate, closely monitoring
the collateral and helping you manage your financial
operations. You receive daily cash transfers
and real-time online reporting.
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Application Form
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